BNS Section 315 - Cyber Financial Fraud

Whoever commits financial fraud through electronic means, including online banking fraud, digital payment fraud, or electronic financial scams.

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Non-bailable, Cognizable

Official Text

Whoever commits financial fraud through electronic means, including online banking fraud, digital payment fraud, or electronic financial scams.

Legal Analysis

Elements to Prove:

  • Committing financial fraud.
  • Through electronic means.
  • Intent to defraud or deceive.

Potential Defenses:

  • No financial fraud.
  • Legitimate transactions.
  • Authorized activities.

Practical Examples

What Constitutes the Offense:

Online banking fraud, digital payment scams, electronic financial fraud, cyber financial crimes.

What Doesn't Constitute:

Legitimate online transactions, authorized digital payments, or lawful financial activities.

Punishment

Imprisonment up to 7 years, and Fine