Official Text
“Whoever commits fraud using digital payment systems, including UPI fraud, mobile payment fraud, or digital transaction fraud.”
Legal Analysis
Elements to Prove:
- Fraud using digital payment systems.
- UPI fraud or mobile payment fraud.
- Intent to deceive.
- Financial gain from fraud.
Potential Defenses:
- No digital payment fraud.
- Legitimate payments.
- Authorized transactions.
Practical Examples
What Constitutes the Offense:
UPI fraud, mobile payment scams, fake digital transactions.
What Doesn't Constitute:
Legitimate digital payments, authorized transactions, or lawful digital activities.
Punishment
Imprisonment up to 5 years, and Fine